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Xcredit Review

Welcome to another detailed guide on Xcredit reviews. This Xcredit loan app review covers various aspects of Xcredit, including answers to the most frequently asked questions, whether Xcredit is legal or a scam.

The Xcredit loan app is a new way to borrow money from your smartphone. Just like other loan apps in Nigeria, Xcredit loan app claims to be a safe and reliable loan in Nigeria, 24/7 mobile finance provider.

Xcredit Finance allows you to lend between 5,000 and 500,000 Naira, unlike other loan apps in Nigeria that only lend 50,000 Naira.

credit check x

Well, here is the Xcredit review. Stay until the end and read this article carefully “word for word”.

These are the main facts to review about Xcredit:

Xcredit application interface:

The Xcredit loan application is easy to use, fast and small. The Xcredit app requires only 6.7 MB to download and can support almost any phone.

Through the Xcredit loan application

Xcredit is a lending app that enables Nigerians to access and repay loans at low-interest rates. The Xcredit office address is Tower 1, Adelola Odeku Street, Victoria Lagos Island, and there is an office there if you wish to get in touch.

This is how the Xcredit loan app works
Basically, to get started with Xcredit, you need to create an account with a credit loan application. This will only take a few minutes. You must also be Eighteen years of age or older.

Xcredit will then review your application and lend you the money.

Who is the owner of the Xcredit loan application?
The owner of Xcredit is unknown and there is no information about the owner of the Xcredit loan application.

Information and customer service number of Xcredit
These are ways to contact Xcredit, your social media accounts, Xcredit’s address, etc.

XcreditFacebook: https://www.facebook.com/XcreditNG/

Xcredit email address: help@xcredit.cc



Download the Xcredit app

The Xcredit app is very easy to download as even a child can download it. Go to the Play Store, find the Xcredit app download and install it. Click on this link for a short text on how to download the Xcredit app.

Sign up for Xcredit

Follow this guide on how to sign up for Xcredit.

1. First, download and install the Xcredit loan application.

2. Open the Xcredit app, enter your phone number and click the right arrow to continue.

Sign up for Xcredit

3. When Xcredit sends you a one-time password, enter your O.T.P to continue.

4. Enter your preferred login password and click the right arrow to continue.

How to create an account in the Xcredit loan application. The next step is how to borrow money from the Xcredit loan app.

How do I borrow money with the Xcredit loan application?

To apply for a loan, follow a few steps.

1. Create an account

2. Apply for a loan

3. Receive your loan directly in your bank account

4. Set a credit limit every time you pay off a loan

Loans are sent directly from your Nigerian bank account.

Xcredit Loan Limit

Xcredit’s maximum loan limit is N500,000. If you make frequent loans and payments with Xcredit, you can increase this limit.

xcredit loan interest rate

Xcredit interest rate: APR from 12% to 24%.

Example: If the loan amount is $5,000, the repayment period is 180 days, and the interest rate is 12%, the total interest is $5,000 * 12% = $600.

The total outstanding amount will be ₦5,000 + ₦5,000 * 12% = ₦5,600.

Is Xcredit legit or a scam?

Now let’s answer the most frequently asked questions. Are Xcredits legal? The answer is yes. Xcredit is legal and not a scam.

The Xcredit credit app has a 4.2-star rating on the Play Store and has been downloaded 1 million times.

The only thing you need to know about the Xcredit application is that the interest rate of the Xcredit loan application is too high. This is the most common complaint people have and I think you should be aware of it before borrowing money from Xcredit.


Thank you for reading this article until the end, it’s all for r

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